• 06 Nov 2019

    Introduction

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21
May
2020
0

BEWARE OF PENSION FRAUDSTERS, SAFEGUARD YOUR HARD-EARNED RETIREMENT SAVINGS FROM COVID-19 SCAMMERS

Fraudsters are exploiting fears over the COVID-19 pandemic to target pension savers and investors. The Pensions Regulator, the Financial Conduct Authority (FCA) and the Money and Pensions Service have issued a joint statement urging people not to make rash pension decisions in the wake of the global pandemic, as criminals try to exploit public fears over the market turmoil to dupe victims out of their cash. PERSUADING YOU TO TRANSFER YOUR PENSION POT Scammers will make false claims to gain…

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09
May
2020
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Covid 19- Protecting your family’s finances

The environment that we currently find ourselves in provides us with an opportunity to take stock of a lot of things. One of these things is our finances and particularly our own personal finances. An important aspect of this is life assurance. I don’t know about you, but I’m being bombarded by advertising when I’m on social media from life assurance companies trying to sell different policies. What is interesting is there are lots of new companies out there, including…

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09
Apr
2020
0

What should you be doing right now!

This is exactly why I left a successful career in law to become a financial adviser… It is at times like these, when there is widespread panic in relation to health and personal finance that I am reminded of why I chose this noble profession. Having run my own business for the last 18 years I am all too familiar with the ups and downs and everyday challenges that being a business owner brings. When you add to that the…

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19
Mar
2020
0

Remaining calm in times of uncertainty

By Marc Burman, Partner at Foster Denovo. There are a number of business owners out there who are panicking right now as the current climate has led to a number of people feeling that they need to take some form of action, particularly in relation to their investments.   This will mainly be DIY investors who feel the need to sell their investments which is not always the best approach. There is now a sale on in the market and,…

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03
Jan
2020
0

‘SLEEPWALKING’ INTO RETIREMENT …. How Much Will You Need To Save To Afford A Comfortable Retirement?

There is a widespread and common-sense-based perception, backed to some extent by evidence, that planning and preparing for later life is associated with increased well-being in older age. Despite this, it’s concerning that some people at mid-life have not thought much about their later life nor taken fundamental future-oriented actions, such as engaging in financial planning or writing a Will. New research [1] highlights the fact that millions of mid-life UK employees are sleepwalking into retirement. The study, which looked…

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02
Nov
2019
0

Top Five Things To Do To Help Your Loved Ones After You Have Gone

1 . WRITE A WILL A Will ensures that the right people inherit from you, and while most of us know how important it is to have a Will and keep it up to date, many of us don’t do it. The research shows that three in five adults (60%) don’t have a Will, and a quarter (26%) of those are aged 55 and above. It’s especially important for cohabitating couples to have a Will, as the surviving partner does…

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02
Nov
2019
0

Driving Towards The Next Phase Of Your Life- Retirement

Getting the date right can help you reach your destination sooner At some point you’ll say ‘goodbye’ to your co-workers, get into your car and drive towards the next phase of your life – retirement. But when will that be? The move to retirement is one of the most important decisions you’ll make, so it’s not surprising that determining the date is harder than you may ever expect. However, most over-45s are not making plans to match their hopes for…

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02
Nov
2019
0

Your Isa, Your Future- Time To Reimagine How To Invest More Tax-efficiently?

Each tax year, from the age of 16 we are each given an annual Individual Savings Account (ISA) allowance. The ISA limit for 2018/19 is £20,000, and anyone wishing to utilise their allowance should do so before the deadline at midnight on Friday 5 April 2019. The date marks the end of the 2018/19 tax year. It is a ‘use it or lose it’ allowance, meaning that if you don’t use all or part of it in one tax year,…

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02
Nov
2019
0

No Pain, No Gain- Planning To Get Where You Want To Be

Successful saving and investing is arguably a lot like exercise – no pain, no gain. As is the case when undertaking a new fitness regime, if you properly commit yourself and stick to it, the eventual outcomes can be very rewarding. Many people have savings and investment goals in their life, from the old adage of saving for a rainy day to planning for a comfortable retirement. Working out exactly what you want to get out of your investments will…

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02
Nov
2019
0

Protecting You And Your Family’s Finances- Top Reasons People Gave For Not Taking Out Protection

There are many things to consider when looking to protect you and yourfamily. It may not be the most exciting of subjects, but it answers one of ourmost basic desires – to keep safe all that we hold dear. The State of the Protection Nation report [1] reveals that the top reason people gave for not taking out protection was that they think premiums are too expensive (69%). They also believe they won’t get ill and they don’t need insurance….

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